COVID-19 Financial Assistance Resources

The past few months have been stressful, to say the least. In addition to health concerns, many have lost jobs, hours have been cut, freelancers, self-employed, 1099 workers, business owners or some combination of the above have lost clients and projects to the pandemic. Even though things are uncertain, please know that help (and hope!) are available.

The Healing Center is a ministry of Vineyard Cincinnati Church, offering practical, social, and spiritual support to individuals and families. Right now, The Healing Center is providing pre-packaged grocery and personal care items in a drive-thru format. These will be the only services provided at this time. https://www.healingcentercincinnati.org/

There are also additional Freestore Foodbank resources here.

The Healing Center

 

Duke Energy

Duke Energy is offering payment arrangements up to six months to help both residential and business customers that have fallen behind to support them to get caught up. Duke Energy is proactively sending out DPA (deferred payment arrangement) offers to customers who have fallen behind. However, they can now access a form to request an arrangement online.

 Residential:   https://www.duke-energy.com/home/billing/special-assistance/payment-arrangements

Business:      https://www.duke-energy.com/business/billing/payment-arrangement

 

Council on Aging

 

If you are elderly or aging, please contact the Council on Aging. Council on Aging provides resources to the elderly or disabled population. If you are in need of supplementary assistance, Council on Aging has a list of resources on their website here.

 

St. Vincent de Paul

 

Rent and Utility Assistance:

Website- https://www.svdpcincinnati.org/Get_Help/

Local Phone Number-  513-376-8123 ext 3

Freelance worker unemployment benefits

 

Unemployment for people who are self-employed or 1099 employees may be provided through the Federal Coronavirus Aid, Relief and Economic Security (CARES) Act. Click on the applicable state links below for more information.
Ohio
Kentucky
Indiana

 

Stimulus Payment from the Federal Government (aka: Economic Impact Payment)

 

The Federal Government is sending direct one-time payments to individual taxpayers. The payment you may receive is based on several factors including, but not limited to, your adjusted gross income, how you file your taxes (single or married, etc.) and other factors.

For answers to questions you may have about the Economic Impact Payments please visit the IRS website by clicking here. The IRS is also posting key information as it becomes available at irs.gov/coronavirus.

 

Loans

 

Sole proprietors are eligible for an Emergency Economic Injury Disaster Loan (EIDL) from the Small Business Administration. Click here for more information.

Freelance worker relief grant

 

The Freelancers Relief Fund will provide grants to freelancers experiencing economic hardship or health crisis as a result of COVID-19. To learn more, follow this link.

 

Paycheck Protection Plan

 

Business owners, please see the Borrowers Information Sheet here for updated information.
Lender information can be found by accessing the Lender Information Sheet here.

 

SBA Debt Relief Program

 

The Small Business Association (SBA) Debt Relief Program gives immediate relief to borrowers with existing SBA 7(a) loans, 504 loans, and microloans. For more information click here.

Economic Injury Disaster Loan Advance

 

If you applied for the SBA's Economic Injury Disaster Loan before March 30, 2020 and you want to receive your forgivable $10,000 loan advance, you must reapply at the SBA's newly launched portal.

 

Paid sick leave

 

The Federal Government signed a bill that extends paid sick leave and paid family leave to small business owners and freelancers by allowing losses due to COVID-19 to be claimed as a credit on your taxes. Click here for more information.

 

Change health insurance

 

If your work situation has changed and you need health insurance, visit healthcare.gov to see if you can enroll or change your plan.

United Way

 

Simply call 2-1-1, a free, confidential non-emergency hotline that will connect you to health and human services. United Way 211 is available 24/7/365 in more than 150 languages. Call specialists can connect you with important community services that meet your needs. 

 

Cincinnati Works

 

Cincinnati Works will help Franklin County and Cincinnati individuals find a job. The immediate goal of the organization is to land them in a stable job (even if it is not the highest paying) so they can begin to develop skills and get cash to pay living expenses. Contact the agency at 513.744.WORK.

 

Ohio Means Jobs Cincinnati – Hamilton County

 

Ohio Means Jobs provides a variety of services to job seekers including free educational workshops, career coaching and job leads. OhioMeansJobs Cincinnati – Hamilton County is also able to help provide training or transportation to individuals who qualify. 222 East Central Parkway, Cincinnati, OH 45202 Hours Monday – Friday Phone 513.946.1000 7:30 a.m. – 4:30 p.m.

YMCA

 

The YMCA offers services for the unemployed and job seekers. This charity organization helps parents gain new skills or find a job, as well as arrange for day care for their children. Call (513) 241-5348.

 

YWCA

 

Resources are focused on helping women, their children, single parents, and those that are struggling. The non-profit charity provides services such as affordable day care, job training, transitional housing and more. (513) 241-7090.

 

Goodwill Industries

 

An organization that provides job training, employment placement services, and other community-based programs for people who have barriers preventing them from otherwise obtaining a job. Additionally, Goodwill Industries may hire veterans. Call (513) 771-4800.

Dress for Success Cincinnati

 

Dress for Success Cincinnati is uniquely positioned to support women. They include job training programs, literacy initiatives, homeless and domestic violence shelters, correctional and rehab facilities. Call 513.651.3372. HOURS Monday - Thursday: 8 AM - 4:30 PM Career Center: Monday - Thursday: 9 AM - 4:00 PM

 

United Way

 

Simply call 2-1-1, a free, confidential non-emergency hotline that will connect you to health and human services. United Way 211 is available 24/7/365 in more than 150 languages. Call specialists can connect you with important community services that meet your needs. 

 

Cincinnati-Hamilton County Community Action Agency

 

CAA provides low and moderate income families with various services and resources that can help them pay bills and receive aid. The agency serves as a safety net, and its employees provide assistance with employment, heating and energy bills, supportive services, home energy efficiency, housing, youth programs, early childhood education, and rent help. Their main office is at 1740 Langdon Farm Road, Cincinnati, OH. Phone number is (513).569.1840.

Cincinnati Metropolitan Housing Authority

 

Located at 1627 Western Avenue, the Housing Authority can be reached at (513) 421-2642, is open Monday - Friday 8am to 4:30pm, and offers affordable housing solutions. There is information on HUD vouchers for paying rent on a low income apartment, disability housing, and other options.

 

Cincinnati Department of Community Development

 

Phone (513) 352-6264. They administer the Homelessness Prevention and Rapid Re-Housing Program for the greater Hamilton Ohio county area.

 

Christ's Community in College Hill

 

Provides rent assistance once per month. Call them at (513) 541-0303. The address is 5819 Salvia Avenue. They pass out the emergency funds monthly until it is depleted. 

Mercy Franciscan at St. John

 

Mercy Franciscan at St. John requires an appointment. Dial (513)981-5800. Support is only offered if you have an eviction notice from your home or apartment, and the applicant must also have a family. The non-profit can provide the tri-state area clients with temporary financial assistance and cash grants in the form of mortgage or rent payment assistance, and other housing services.

 

Interparish Ministries

 

Interparish Ministries is located at 3509 Debolt Road. There may be limited financial aid for paying rent or utility or security deposits to families facing homelessness. Other support is provided too, such as furniture or referrals. Call (513) 561-3932.

Catholic Social Services

 

No matter what your background or religion, this charity organization may be able to provide financial help in a crisis. Call (513) 241-7745 for rental assistance - Get help in an emergency to pay rent if you are faced with imminent eviction, and some funds can be paid for security deposits.

 

The Salvation Army

 

Call (513)762-5660 or (513)242-2962 If a family is faced with an eviction, a local Family Service center may have funding available for emergency rental assistance. If an individual is trying to find a safe and affordable place to call home and to live in for years, or if a client needs a roof over their head for just one night, the Salvation Army offers emergency support. This will include transitional and permanent housing. Transitional Housing is a key service, and it in effect gives people time to find a more permanent place to live. Individuals who use this housing option tend to have been recently evicted, have faced a recent domestic break-up or violence, or are dealing with an addiction. The Salvation Army also tries to give short term housing to families with kids, including single parents or pregnant teenagers.The Salvation Army can assist single women, seniors, families with children and those who are at risk of losing their permanent housing.

 

Valley Interfaith Community Resource Center

 

Located at 420 W. Wyoming Avenue. Call (513) 821-3233.

Hours of Operation:

Monday, Tuesday, Thursday & Friday 10 am - 1:30 pm

Wednesday 5 pm - 6:30 pm

Closed on weekends. Serves at risk community members living in Arlington Heights (45215)

Elmwood Place (45216)

Finneytown* (45231/45224)

Glendale (45246, Glendale Only)

Hartwell (45216)

Carthage (45216)

Lincoln Heights (45215)

Lockland (45215)

Reading** (45215/45237)

St. Bernard (45217)

Woodlawn (45215)

Wyoming (45215)

Small Business Survival Guide

 

Best 8 Financial Tools to Combat COVID-19: SMBs Survival Guide

https://www.finimpact.com/covid-19-coronavirus-smbs/

 

Bankrate

 

With unemployment rates still above 7% in the U.S., our experts at Bankrate created a 13 step guide detailing measures you can take to remain financially stable after losing your job.   

Here’s the link to our guide:

https://www.bankrate.com/personal-finance/smart-money/what-to-do-if-lost-job-coronavirus/

 

CAA OH Home Relief

 

Home Relief Grant here

CAA Partners here

 

Hamilton County CARES

 

Hamilton County Commissioners recently announced financial assistance to help tenants stay in their homes. The new program is for renters who are struggling to pay rent and utility bills due to lost income from the COVID-19 pandemic. Learn more here.

 

Annuity.org

 

Learn about passive income streams here.

Learn about financial literacy here.

 

The information above was compiled from the cited sources and may not be entirely complete and/or accurate, as the situation evolves daily. Information about these various programs are being provided as a courtesy, but questions related to these programs cannot be answered by City staff.